Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
You might’ve come across multiple technical jargons in your lifetime. It can be at your workplace or on an insurance website which you were browsing to look for two-wheeler insurance. Insurance jargons may hinder your buying experience owing to the fact that they’re quite confusing. Among the various technical jargons related to insurance, Insured Declared Value (IDV) is one of a kind insurance term, which testifies its influence on your bike insurance. At the time of calculating the IDV, the depreciation value of your vehicles plays an important role. Hence, it is necessary to get familiar with IDV and related terms as well as how it influences your insurance cover.
Let’s start with DEPRECIATION.
Don’t know what’s depreciated value? Fret not, we will explain
What is Depreciation?
Depreciation is the reduction in the value of a vehicle after it is out from the showroom. Owing to wear and tear, a two-wheeler’s actual market value decreases over time. Indian insurance service providers have a complete list of the yearly rates of depreciation to be applied to every vehicle owner.
IDV: Let’s break it down into Simple English
Insured Declared Value, alternately known as IDV, is a Sum Assured, finalised by the insurance company, that is payable to the owner in case of theft or extensive damage to the bike during an accident. In a simple language, IDV is the present market price of the vehicle. If your bike is stolen, or so extensively damaged due to an accident that a repair is not possible, the IDV is paid by the insurer as compensation.
How to Calculate IDV
IDV is calculated based on the manufacturer’s selling price of the bike and the depreciation value at the beginning of insurance or during renewal. It is calculated after adjusting the depreciated value of the vehicle with the original cost, while insurance and registration costs are excluded.
bike insurance idv
Let’s say, you own IFFCO Tokio bike insurance and your bike is older than 5 years. At the time of renewing the plan, the insurer will decide the new IDV based on your bike’s functional condition and the condition of its body parts, instead of going the above-mentioned process. Moreover, IDV of a Vehicle older than 5 years and/or an out-dated model may be calculated by mutual consent of the insurance company and the policyholder. Some insurers appoint a surveyor to decide the IDV of a particular two-wheeler which may cause additional charges borne by the policyholder.
Here is how IDV is calculated-
Age of the Two-wheeler
Why is IDV Important?
IDV is the maximum amount that an insurance company compensates in case the insured vehicle is stolen or damaged beyond repair. Ideally, IDV should be the actual market value of the vehicle, which is compensated in case of theft or damages. The insurance company could offer to lessen the IDV by 5% to 10%, as per the customer preference.
How IDV Goes Hand in Hand with the Insurance Premium
At the time buying bike insurance, IDV is an essential factor to be considered. It is among the factors that determine the insurance premium. A lesser IDV would lead to a lower premium. This is why it is necessary to consider and maintain a stable IDV value at the time you compare plans online. It benefits you in finding the best policy at an affordable cost.
It’s Your Turn Now!
You may wonder, “Why this fuss over IDV?” The reason is that IDV determines the extent of compensation that the insured can redeem on expenses incurred during the repair of damages post-accident. It is necessary for you to consider this while buying a plan to avoid surprises at the time of filing the claim. Remember, higher the IDV, the larger the insurance premium. So, if you wish to opt for a higher IDV, you’ll have to pay a comparatively higher premium than usual. Your insurer may not allow to increase the IDV as well. In such cases, you can change the insurer at the time of policy renewal and opt for a new plan with a higher IDV. However, it is always better to take a second opinion!
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