Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
How Do I Get Cheap Life Insurance?
Life insurance can be very expensive—but it doesn’t have to be. If you take advantage of all of the resources available to you, consider a variety of life insurance companies and settle on a policy that’s right for you, finding cheap life insurance should be no sweat. Below, we’ll walk you through the six things you need to be thinking about when shopping for life insurance, in order to end up with an affordable policy.
1. Shop Around for the Cheapest Policy
Compare rates. Compare policies. Compare companies. This takes a little work upfront but can save you a lot in the long run. For a cheap term life insurance policy some companies to consider include Ohio National Financial Services, Protective Life, MetLife, Pacific Life and Banner Life Insurance. If you’re looking for cheap whole life insurance consider these options: Midland National, North American Life, Penn Mutual Life, American General and Columbus Life Insurance.
In general, however, there is no cheapest company. One company might have the lowest price on a quote based on one set of policyholder criteria but an expensive quote based on another.
For example, here are quotes from several major life insurances companies based on one set of policyholder details: 35 year-old male, non-smoker, in excellent health, $500,000 in coverage, for a 10-year term. (These are actual rates from actual insurance companies at the time of this writing, driven by SmartAsset’s compare rates tool.)
And quotes from those same three companies based on another set of criteria: 25 year-old female, smoker, in average health, $1 million in coverage, for a 20-year term.
The cheapest company for the first policyholder is the most expensive company for the second. That’s why it’s so important to compare rates: your own set of circumstances will determine the most affordable policy for you.
2. The Cheapest Life Insurance Policy is the One That Fits Your Needs
By the same token, it’s important to find a policy that fits your needs. Life insurance agents want to sell you the Cadillac, not the Camry, so if you’re looking for the cheapest life insurance policy available, it’s a good idea to do a little research on your own. First of all, figure out how much life insurance you need. In general, the smaller your policy’s benefit, the cheaper your policy. For example, here are quotes for three policies from a single company based on identical policyholder criteria, but with different coverage amounts.
It might be tempting to leap for the bigger policy if it only costs a $50 more a year, but the best and cheapest policy is the one that meets—but does not exceed—your needs. (If you need help answering this question, try SmartAsset’s free life insurance calculator.) On the other hand, keep in mind that your needs will change over time, so in 15 years you might need more (or less) coverage. It’s important to reevaluate your needs over time.
3. Term Life Insurance is Cheaper than Whole Life
The biggest division in life insurance is between term and whole life. A term policy will always be cheaper than a similar whole life policy, so unless you have a good reason for going with whole life, chances are a term policy is your best (and cheapest) bet. Here, for example, are comparable term and whole life polices from two national insurance companies.
In both cases, the whole life policy costs about $1,000 more per year—so unless you have a very clear need for a whole life policy, your most affordable choice is a term policy.
4. Shorter Policies Have Lower Rates
Assuming you do want a term policy, the last criteria you’ll need to figure out is the length of coverage you want. The cheapest term life insurance policies are the shortest, so buying a policy with a shorter window will save you a chunk of change. Here, for example, are three policies based on identical policyholder terms (a 35 year-old non-smoker in good health, who lives in Omaha, Nebraska), an identical coverage amount ($500,000), but different coverage lengths.
5. Health, Age and Tobacco Use Matter
This may be obvious but the least expensive policies go to the healthy, the young and the non-smokers. How much less expensive? Our analysis found that a 40 year-old smoker who is in good shape will pay about three times more per year for the cheapest term policy available than a similar 40 year-old non-smoker. That’s the difference between $450 per year and $1,300 per year.
Buying sooner than later can also save you some money. Here are annual rates for a policy bought by a hypothetical policyholder ranging in age from 40 to 45.
On average, during that time period, waiting one year to buy cost this policyholder an extra $59 per year, or $1,180 over the life of the 20 year term policy.
6. Read the Fine Print
A policy may seem cheaper at first blush, but that could be because it only covers you in a limited set of circumstances. Check the exclusions on any policy you consider to make sure things like a car crash or scuba diving accident are covered (if that’s what you need!).
By the same token, it’s important that you’re honest when you sign up for life insurance. While lying about your medical history or tobacco use could get you a cheap policy in the short run, in the long run, it will come back to bite your beneficiaries. Most policies have a “contestability clause” that allows the insurer to refuse to pay out a benefit if it turns out the original contract was not made in good faith.
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