Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Are Health Insurance Claims Time Bound?
The question is should you be worried about it? The honest answer is “YES” in bold capitals, after all we are talking about your hard-earned money and the very purpose of buying a health insurance plan.
You have bought a health insurance plan for yourself and your family members with the sole purpose of protecting your hard-earned money from medical expenses. If your claim becomes unacceptable, the whole exercise of buying a health insurance plan gets wasted.
So, what is the time limit for filing a Health Insurance Claim?
A health insurance plan benefits can be claimed by its policyholder in two ways:
Cashless Treatment Facility – For availing cashless facility you have to do inform the insurer about the planned hospitalization 48 or 72 hours in advance (depending on the insurer). In case of an emergency, the insurer has to be informed within 24 hrs after hospitalization. For availing cashless treatment all you have to do is:
Visit the network hospital and present the health card along with a valid photo identification proof.
Fill the Pre-authorization Form and send it to the insurer (TPA, if applicable).
The health insurer sends an authorization to the network hospital to proceed with the treatment.
Now all you have to do is get yourself admitted to the hospital, relax and get well soon. The network hospital will submit all the original bills, treatment reports, discharge summary, etc. to the insurer.
However, it is very important to keep a copy of all your treatment related bills and other medical documents. You never know when they might come in handy.
Reimbursement Facility – Under this, the insured person has to fill for a reimbursement claim with the insurer to get back the eligible amount spent by him/her on respective treatment covered in the health insurance plan.
A reimbursement claim has to be filed within 15 days of receiving discharge from the hospital with the insurer. The insured has to submit a duly filled and signed claim form and a copy of photo id of the insured and originals of the following documents:
Final bill from hospital
Hospital bill payment receipts
Breakup of the hospital bill
Discharge summary
Operation theatre notes
Indoor case papers
Ambulance receipt
Certificate from attending doctor
Medical reports and prescriptions
Medicine bills and prescriptions
First information Report, final police report, if applicable
However, insurer may accept the reimbursement claims beyond the stipulated timelines on humanitarian grounds only if the reason for the delay in submitting the reimbursement claim is valid, genuine and acceptable.
I am sure you would be thinking, “Why the insurers are giving such a short time for filing the claims?”
The answer is pretty simple and straight forward, insurers want to weed out Fraudulent Claims. Sooner the insurer comes to know about a particular claim, the faster they can contact the doctors and begin their investigations. Insurers are of the view, if a considerable amount of time is given between discharge from the hospital and submission of reimbursement claim, fraudsters can cook up fake documents and submit exuberant claims. Such fake claims will have a negative impact on an insurers performance.
But then again, a question arises, “What will happen to my Post Hospitalization Claims?”
Insurers have already factored this, you can submit Post hospitalization bills within 15 days after completion of 60 or 90 days period (whichever is applicable based on the insurer) from the date of discharge from hospital. Thus, they are trying to create an environment acceptable to everyone.
So, let's put out reminders and post-it notes on our health cards and policy documents about the time limits on filing health insurance claims, after all nobody wants to run around the insurer asking for an extension and explaining reasons. Even worst, we do not want our hard-earned money to get wasted if insurer refuses to accept our claim for being submitted beyond the stipulated time.
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